Orlando Mortgage Lender Serving Central Florida

John Pennington 

Central Florida's #1 Loan Officer
NMLS #717920

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Home Loans For Orlando Homebuyers

Edge Mortgage USA is an Orlando mortgage lender that originates home purchase and refinance loans in Central Florida, offering conventional, FHA, VA, and jumbo loans. The loan officer is the person you work with from application to closing. John Pennington, NMLS #717920, is the one who quotes your rate and answers the phone when underwriting asks for one more document. In Florida, because of closing costs and required insurance that are often a shock to someone moving from out of state, we quote the documentary stamp tax, the intangible tax, and realistic homeowners insurance upfront.

Choose The Home Loan Option That Is Best For You

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Why Central Florida Chooses John

Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you're dealing with a top professional who is able to give you quick and accurate financial advice. I have the expertise and knowledge you need to explore the many financing options available.

Ensuring that you make the right choice for you and your family is my ultimate goal. And I am committed to providing my customers with mortgage services that exceed their expectations. I hope you'll browse my website, check out the loan programs I offer, use my decision-making tools and calculators, and apply for a loan in just 4 easy steps with the short-form Application.

After you've applied, I'll call you to discuss the details of your loan, or you may choose to set up an appointment with me using my online form. As always, you may contact me anytime by phone, fax or email for personalized service and expert advice.

Client Reviews

Eric S.

This was my 2nd time working with John. He was quick to reply to all of my questions. He is professional and was able to get me a great rate. I would work with him again.

Katherine G.

John was absolutely amazing to work with. He made everything super simple for us, and always made time for my calls and answered any questions we had. He also was able to get us a decent rate despite the market currently. Definately will be referring him to all my friends and family! My family...
John was absolutely amazing to work with. He made everything super simple for us, and always made time for my calls and answered any questions we had. He also was able to get us a decent rate despite the market currently. Definately will be referring him to all my friends and family! My family and I are extremely grateful for his assistance and expertise!

Micah R.

John was absolutely phenomenal to work with. He not only made this process easy, but remarkably enjoyable for my wife and me! He guided us every step of the way, explained everything we needed to know and answered every question we had. John got us to the numbers we wanted with the best rates!...
John was absolutely phenomenal to work with. He not only made this process easy, but remarkably enjoyable for my wife and me! He guided us every step of the way, explained everything we needed to know and answered every question we had. John got us to the numbers we wanted with the best rates! Most importantly, John was always available and easy to reach. He made us feel important and valued and I can't recommend John Pennington enough! He is the best of the best!

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Mortgage Payment Calculator
Estimate your monthly payment in seconds
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20%
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Estimated Monthly Payment
$1,816.05
per month
Principal & Interest $1,816.05
Property Tax $350.00
Home Insurance $150.00
Total Monthly $2,316.05
$280,000
Loan Amount
$373,777
Total Interest
$653,777
Total Cost
Mar 2056
Payoff Date
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Get your personalized rate in minutes
Estimates are for illustrative purposes only. Actual rates and payments may vary.